Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

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Here Are 3 Things Harming Your Business

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Showing 13-18 of 18 articles

How to Avoid Getting Scammed on Jiji in Nigeria
Tips

How to Avoid Getting Scammed on Jiji in Nigeria

Jiji is one of Nigeria's biggest online marketplaces, but it has no built-in buyer protection. Learn how to spot fake sellers, avoid losing your money, and use Payluk escrow to shop safely on Jiji every time.

Gospel Chukwuemeka
8 min
Apr 10, 2026
Why You Should Never Pay First; The Golden Rule of Online Deals
security

Why You Should Never Pay First; The Golden Rule of Online Deals

The golden rule of safe online transactions in Nigeria and Africa: never pay before you receive. Learn why paying first is risky and how Payluk escrow protects you.

Lilian Ejeh
5 min
Apr 6, 2026
The Safe Way to Pay for Freelance Work in Nigeria
Tips

The Safe Way to Pay for Freelance Work in Nigeria

Freelancing is one of the fastest-growing sectors of Nigeria's digital economy. Hundreds of thousands of talented graphic designers, web developers, writers, video editors, social media managers, and digital marketers earn their living providing services to clients across Nigeria and globally. But the freelance payment space in Nigeria is plagued by a fundamental problem: neither party can trust the other.

Gospel Chukwuemeka
3 min
Mar 19, 2026
5 Common Instagram Scams in Nigeria (And How to Avoid Them)
Tutorial

5 Common Instagram Scams in Nigeria (And How to Avoid Them)

Instagram has become one of Nigeria's biggest marketplaces. From fashion to electronics, food to furniture, millions of Nigerians buy and sell on the platform every single day. But right alongside the legitimate vendors and honest buyers, a growing army of scammers has made Instagram one of the most dangerous places to do business without protection.

Gospel Chukwuemeka
5 min
Feb 28, 2026
What is Escrow and How Does it Work in Nigeria?
Tutorial

What is Escrow and How Does it Work in Nigeria?

Payluk holds the funds in a secured, regulated escrow wallet during the transaction period.

Gospel Chukwuemeka
4 min
Feb 27, 2026
Here Are 3 Things Harming Your Business
Tutorial

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka
3 min
Dec 3, 2025