Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

Author

Continue reading
Here Are 3 Things Harming Your Business

All articles

Browse every story—newest first.

Showing 1-6 of 18 articles

What Is Milestone Escrow and How Does It Work
Product

What Is Milestone Escrow and How Does It Work

Big projects come with big payment risks. Learn what milestone escrow is, how it breaks large payments into safe stages, and how Payluk helps freelancers, developers, and businesses in Nigeria get paid and pay safely at every step.

Gospel Chukwuemeka
6 min
Jul 15, 2026
How to Avoid Getting Scammed on Facebook Marketplace in Nigeria
Tips

How to Avoid Getting Scammed on Facebook Marketplace in Nigeria

Facebook Marketplace is one of the most popular places to buy and sell in Nigeria. But it has no buyer protection built in. Learn how to spot scam sellers, avoid losing your money, and use Payluk escrow to shop safely every time.

Gospel Chukwuemeka
7 min
Jul 12, 2026
Payment on Delivery in Nigeria: Why It Is Risky for Sellers and What to Do Instead
Tips

Payment on Delivery in Nigeria: Why It Is Risky for Sellers and What to Do Instead

Payment on delivery was meant to make online selling easier in Nigeria. For most sellers it created more stress, more losses, and a business limited to one city. Here is why escrow is the smarter alternative.

Gospel Chukwuemeka
9 min
Jul 7, 2026
How Real Estate Companies in Nigeria Can Close More Property Deals With Escrow
Tips

How Real Estate Companies in Nigeria Can Close More Property Deals With Escrow

Buyers in Nigeria are interested but hesitant the moment payment comes up. Learn how real estate agents, developers, marketing companies, and land sellers can use escrow to remove payment fear and close more property deals.

Gospel Chukwuemeka
8 min
Jul 1, 2026
A Deal Gone Wrong Does Not Mean Money Lost. Here Is How Payluk Resolves Disputes.
Product

A Deal Gone Wrong Does Not Mean Money Lost. Here Is How Payluk Resolves Disputes.

When a deal goes wrong, the last thing you want is to lose your money too. Payluk's dispute resolution process keeps your funds protected in escrow while a dedicated team reviews the evidence and reaches a fair outcome for both parties.

Gospel Chukwuemeka
6 min
Jun 29, 2026
You Sent Money to a Vendor Online — Now They've Gone Silent. Here's What to Do.
Tips

You Sent Money to a Vendor Online — Now They've Gone Silent. Here's What to Do.

Sent money to a vendor and now they're not responding? Here's exactly what to do, and how to make sure it never happens again.

Gospel Chukwuemeka
4 min
Jun 1, 2026