Payluk journal
Ideas for safer transactions
Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.
Here Are 3 Things Harming Your Business
Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....
Gospel Chukwuemeka
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You Can Now Add Escrow to Your Product. Meet the Payluk API.
If your platform handles money between two parties, your users need more than trust. They need protection. The Payluk escrow API lets you build that protection directly into your product without starting from scratch.
Buying a Car in Nigeria? Here Is How to Make Sure You Don't Get Duped
Every day in Nigeria, people lose money buying cars from sellers who disappear, deliver damaged vehicles, or present forged documents. Here is how to protect yourself and your money before, during, and after any car transaction.
What Is Escrow in Real Estate? A Simple Guide for Property Buyers in Nigeria
Buying property in Nigeria comes with real risks. Learn what escrow means, how it works in a property deal, and how Payluk helps you protect your money from deposit to completion.
How to Deposit and Withdraw cNGN (Stablecoin) on Payluk
cNGN — the Compliant Naira — is Nigeria's first regulated stablecoin, pegged 1:1 to the Nigerian Naira. It combines the speed and transparency of blockchain transactions with the stability and regulatory compliance of traditional Naira-denominated finance. And now, Payluk supports cNGN as a payment method for escrow transactions.
How to Buy Phones Safely on WhatsApp Without Getting Scammed
Learn how to safely buy phones on WhatsApp in Nigeria. Discover key steps to avoid scams and protect your money using Payluk escrow.
The Safe Way to Pay for Freelance Work in Nigeria
Freelancing is one of the fastest-growing sectors of Nigeria's digital economy. Hundreds of thousands of talented graphic designers, web developers, writers, video editors, social media managers, and digital marketers earn their living providing services to clients across Nigeria and globally. But the freelance payment space in Nigeria is plagued by a fundamental problem: neither party can trust the other.
Escrow vs Bank Transfer: Which is Safer for Online Deals in Nigeria?
Compare escrow and bank transfer for online transactions in Nigeria. Discover which option truly protects your money and why Payluk escrow is safer.
How to Spot Fake Sellers on Jiji Before You Send a Kobo
Learn how to identify fake sellers on Jiji Nigeria before you make any payment. Discover key red flags and how Payluk escrow protects your money.
Why You Should Never Pay First; The Golden Rule of Online Deals
The golden rule of safe online transactions in Nigeria and Africa: never pay before you receive. Learn why paying first is risky and how Payluk escrow protects you.