Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

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Here Are 3 Things Harming Your Business

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Event Payments in Nigeria: How Clients and Vendors Can Both Stay Protected
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Event Payments in Nigeria: How Clients and Vendors Can Both Stay Protected

Event vendor payments in Nigeria are stressful for everyone involved. Clients worry vendors will disappear after collecting a deposit. Vendors worry clients will refuse to pay after delivery. Milestone escrow through Payluk protects both sides at every stage.

Gospel Chukwuemeka
7 min
Oct 15, 2026
Should You Pay an Online Seller Before Delivery?
Tips

Should You Pay an Online Seller Before Delivery?

Should you pay an online seller before they deliver? It is one of the most common dilemmas Nigerian buyers face. The answer is not yes or no. It is about how you pay and whether your money is protected while you wait.

Gospel Chukwuemeka
6 min
Sep 5, 2026
The Escrow API Built for Nigerian Platforms: What Makes Payluk Different
Product

The Escrow API Built for Nigerian Platforms: What Makes Payluk Different

Choosing the right escrow API is about more than features on paper. It is about regulated security, a proper sandbox, complete escrow tools, and support when you need it. Here is what makes Payluk's escrow API built differently for Nigerian platforms.

Gospel Chukwuemeka
5 min
Aug 30, 2026
How to Integrate Milestone Based Payments Into Your Product Using the Payluk API
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How to Integrate Milestone Based Payments Into Your Product Using the Payluk API

Most platforms handling large or long projects have no clean infrastructure for staged payments. The Payluk milestone escrow API lets you build structured, stage by stage payment flows directly into your product, protecting both clients and service providers at every step.

Gospel Chukwuemeka
7 min
Aug 7, 2026
Secure Prize Pool Escrow for iGaming Platforms: Meet Vault by Payluk
Product

Secure Prize Pool Escrow for iGaming Platforms: Meet Vault by Payluk

Players need to trust that their entry fees are safe and that prize payouts will happen fairly. Vault by Payluk is a secure prize pool escrow product built exclusively via API for iGaming platforms, tournaments, and online competitions of all kinds.

Gospel Chukwuemeka
5 min
Jul 27, 2026
How to Choose the Best Escrow Platform in Nigeria
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How to Choose the Best Escrow Platform in Nigeria

Not every escrow platform in Nigeria offers the same level of protection. Before you trust one with your money, here are the eight things you should check, and how Payluk measures up against every one of them.

Gospel Chukwuemeka
6 min
Jul 22, 2026