Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

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Here Are 3 Things Harming Your Business

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How Real Estate Companies in Nigeria Can Close More Property Deals With Escrow
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How Real Estate Companies in Nigeria Can Close More Property Deals With Escrow

Buyers in Nigeria are interested but hesitant the moment payment comes up. Learn how real estate agents, developers, marketing companies, and land sellers can use escrow to remove payment fear and close more property deals.

Gospel Chukwuemeka
8 min
Jul 1, 2026
A Deal Gone Wrong Does Not Mean Money Lost. Here Is How Payluk Resolves Disputes.
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A Deal Gone Wrong Does Not Mean Money Lost. Here Is How Payluk Resolves Disputes.

When a deal goes wrong, the last thing you want is to lose your money too. Payluk's dispute resolution process keeps your funds protected in escrow while a dedicated team reviews the evidence and reaches a fair outcome for both parties.

Gospel Chukwuemeka
6 min
Jun 29, 2026
You Sent Money to a Vendor Online — Now They've Gone Silent. Here's What to Do.
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You Sent Money to a Vendor Online — Now They've Gone Silent. Here's What to Do.

Sent money to a vendor and now they're not responding? Here's exactly what to do, and how to make sure it never happens again.

Gospel Chukwuemeka
4 min
Jun 1, 2026
You Can Now Add Escrow to Your Product. Meet the Payluk API.
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You Can Now Add Escrow to Your Product. Meet the Payluk API.

If your platform handles money between two parties, your users need more than trust. They need protection. The Payluk escrow API lets you build that protection directly into your product without starting from scratch.

Gospel Chukwuemeka
4 min
May 25, 2026
Buying a Car in Nigeria? Here Is How to Make Sure You Don't Get Duped
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Buying a Car in Nigeria? Here Is How to Make Sure You Don't Get Duped

Every day in Nigeria, people lose money buying cars from sellers who disappear, deliver damaged vehicles, or present forged documents. Here is how to protect yourself and your money before, during, and after any car transaction.

Gospel Chukwuemeka
7 min
May 17, 2026
What Is Escrow in Real Estate? A Simple Guide for Property Buyers in Nigeria
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What Is Escrow in Real Estate? A Simple Guide for Property Buyers in Nigeria

Buying property in Nigeria comes with real risks. Learn what escrow means, how it works in a property deal, and how Payluk helps you protect your money from deposit to completion.

Gospel Chukwuemeka
6 min
May 12, 2026