Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

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Product

You Can Now Add Escrow to Your Product. Meet the Payluk API.

If your platform handles money between two parties, your users need more than trust. They need protection. The Payluk escrow API lets you build that protection directly into your product without starting from scratch.

Buying a Car in Nigeria? Here Is How to Make Sure You Don't Get Duped

Every day in Nigeria, people lose money buying cars from sellers who disappear, deliver damaged vehicles, or present forged documents. Here is how to protect yourself and your money before, during, and after any car transaction.

What Is Escrow in Real Estate? A Simple Guide for Property Buyers in Nigeria

Buying property in Nigeria comes with real risks. Learn what escrow means, how it works in a property deal, and how Payluk helps you protect your money from deposit to completion.

How to Deposit and Withdraw cNGN (Stablecoin) on Payluk

cNGN — the Compliant Naira — is Nigeria's first regulated stablecoin, pegged 1:1 to the Nigerian Naira. It combines the speed and transparency of blockchain transactions with the stability and regulatory compliance of traditional Naira-denominated finance. And now, Payluk supports cNGN as a payment method for escrow transactions.

Gospel Chukwuemeka

3 min

Apr 24, 2026