Payluk journal

Ideas for safer transactions

Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.

FeaturedTutorial3 min read · Dec 3, 2025

Here Are 3 Things Harming Your Business

Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....

Gospel Chukwuemeka

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Here Are 3 Things Harming Your Business

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How to Integrate Milestone Based Payments Into Your Product Using the Payluk API
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How to Integrate Milestone Based Payments Into Your Product Using the Payluk API

Most platforms handling large or long projects have no clean infrastructure for staged payments. The Payluk milestone escrow API lets you build structured, stage by stage payment flows directly into your product, protecting both clients and service providers at every step.

Gospel Chukwuemeka
7 min
Aug 7, 2026
Secure Prize Pool Escrow for iGaming Platforms: Meet Vault by Payluk
Product

Secure Prize Pool Escrow for iGaming Platforms: Meet Vault by Payluk

Players need to trust that their entry fees are safe and that prize payouts will happen fairly. Vault by Payluk is a secure prize pool escrow product built exclusively via API for iGaming platforms, tournaments, and online competitions of all kinds.

Gospel Chukwuemeka
5 min
Jul 27, 2026
How to Choose the Best Escrow Platform in Nigeria
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How to Choose the Best Escrow Platform in Nigeria

Not every escrow platform in Nigeria offers the same level of protection. Before you trust one with your money, here are the eight things you should check, and how Payluk measures up against every one of them.

Gospel Chukwuemeka
6 min
Jul 22, 2026
What Is Milestone Escrow and How Does It Work
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What Is Milestone Escrow and How Does It Work

Big projects come with big payment risks. Learn what milestone escrow is, how it breaks large payments into safe stages, and how Payluk helps freelancers, developers, and businesses in Nigeria get paid and pay safely at every step.

Gospel Chukwuemeka
6 min
Jul 15, 2026
How to Avoid Getting Scammed on Facebook Marketplace in Nigeria
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How to Avoid Getting Scammed on Facebook Marketplace in Nigeria

Facebook Marketplace is one of the most popular places to buy and sell in Nigeria. But it has no buyer protection built in. Learn how to spot scam sellers, avoid losing your money, and use Payluk escrow to shop safely every time.

Gospel Chukwuemeka
7 min
Jul 12, 2026
Payment on Delivery in Nigeria: Why It Is Risky for Sellers and What to Do Instead
Tips

Payment on Delivery in Nigeria: Why It Is Risky for Sellers and What to Do Instead

Payment on delivery was meant to make online selling easier in Nigeria. For most sellers it created more stress, more losses, and a business limited to one city. Here is why escrow is the smarter alternative.

Gospel Chukwuemeka
9 min
Jul 7, 2026