No trust? No problem. With Payluk Escrow, you can transact safely - even with a complete stranger.
Trusted by leading businesses across different sectors
Payluk protects your money, connects to your business, and resolves issues quickly so you can trade stress-free
Secure transactions with escrow system. Funds are held until the agreement is fulfilled, ensuring guaranteed security.
Integrate our platform into Payluk's API. Perfect for marketplaces and business apps.
Our dispute resolution team quickly investigates and resolves issues fairly.
Buyer and seller agree on the product, service, price, and terms of delivery. The seller generates a payment ID and forwards it to the Buyer
The buyer sends payment to Payluk. We hold the funds safely until the transaction is completed.
The seller fulfills their part of the deal — whether it’s a product, service, or digital item.
Once the buyer verifies that service/product has been delivered, they approve the release.
We transfer the money to the seller. Deal done. Simple and stress-free.
From everyday transactions to high-value deals, Payluk gives you the freedom to buy, sell, and pay with total confidence.
We cover electronic items, home appliances, gadgets, accessories, cars, bikes, auto parts, beauty products, and general online purchases.
We support a wide range of services, including freelance and creative work, home repairs, personal grooming, airtime/data top-ups, virtual assistant, and marketing or tech services.
We have software and subscriptions, e-books and courses, software and gaming licenses, digital assets and licenses, social media accounts, and more.
Because trust, security, and seamless transaction is non-negotiable.
We hold your money in a regulated escrow wallet, protected with encryption, fraud-detection layers, and multi-factor authentication.
Payluk helps you close deals with strangers confidently. Buyers can pay upfront. Sellers can deliver without fear.
Payluk supports all forms of legal businesses with professional tools like transaction tracking, payment requests, and smart deal flow.
Create, manage, and complete secure deals from anywhere in the world. All you need is your mobile phone.
I bought a DSLR camera from someone I met in a photography group online. Normally, the fear of sending money, but we used Payluk and the whole thing went smoothly. I confirmed the camera was working before the seller got paid. No stress, no wahala.
Graphics Designer, Lagos
I'm a small business owner who sells custom wigs. Fake alerts almost ruined my business until I found Payluk. Now I just send a payment link, once it's funded I deliver. It has saved me so much stress and helped me look more professional!
Entrepreneur, Port Harcourt
As a freelancer, Payluk has helped me get serious clients. I now ask every new client to pay via escrow. No more 'will you pay later' stories. Once I deliver, I get paid. Simple.
Freelance Web Developer, Ibadan
If anything goes wrong during your transaction, Payluk has a dedicated dispute resolution team ready to help. We take time to carefully review the agreed terms, investigate both sides fairly, and provide a resolution that protects both the buyer and the seller.
Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....
Why Escrow Is Becoming the Standard for Freelancers
Creating a Payment ID on Payluk is the first step to conducting secure escrow transactions as a seller. This comprehensive guide will walk you through the entire process, from accessing the feature to
Download Our Mobile App
