No trust? No problem. With Payluk Escrow, you can transact safely - even with a complete stranger.
Trusted by 1200 Businesses and User
Trusted by the world's best product teams
Payluk protects your money, connects to your business, and resolves issues quickly so you can trade stress-free
Secure transactions with escrow system. Funds are held until the agreement is fulfilled, ensuring guaranteed security.
Integrate our platform into Payluk's API. Perfect for marketplaces and business apps.
Our dispute resolution team quickly investigates and resolves issues fairly.
See How Payluk Works
Buyer and seller agree on the product, service, price, and terms of delivery. The seller generates a payment ID and forwards it to the Buyer.
The buyer sends payment to Payluk. We hold the funds safely until the transaction is completed.
The seller fulfills their part of the deal — whether it's a product, service, or digital item.
Once the buyer verifies that service/product has been delivered, they approve the release.
We transfer the money to the seller. Deal done. Simple and stress-free.
Buyer and seller agree on the product, service, price, and terms of delivery. The seller generates a payment ID and forwards it to the Buyer.
The buyer sends payment to Payluk. We hold the funds safely until the transaction is completed.
The seller fulfills their part of the deal — whether it's a product, service, or digital item.
Once the buyer verifies that service/product has been delivered, they approve the release.
We transfer the money to the seller. Deal done. Simple and stress-free.
From everyday transactions to high-value deals, Payluk gives you the freedom to buy, sell, and pay with total confidence.
We cover electronic items, home appliances, gadgets, accessories, cars, bikes, auto parts, beauty products, and general online purchases.
We have software and subscriptions, e-books and courses, software and gaming licenses, digital assets and licenses, social media accounts, and more.
We support a wide range of services, including freelance and creative work, home repairs, personal grooming, airtime/data top-ups, virtual assistant, and marketing or tech services.
Because trust, security, and seamless transaction is non-negotiable.
We hold your money in a regulated escrow wallet, protected with encryption, fraud-detection layers, and multi-factor authentication.
Payluk helps you close deals with strangers confidently. Buyers can pay upfront. Sellers can deliver without fear.
Payluk supports all forms of legal businesses with professional tools like transaction tracking, payment requests, and smart deal flow.
Create, manage, and complete secure deals from anywhere in the world. All you need is your mobile phone.
Here what users are saying about Payluk.
Get some of questions answered
Yes, Payluk is a fully registered and licensed financial services company. We operate in compliance with all relevant regulations and maintain the highest standards of financial security and transparency. Our registration ensures that your funds are protected and transactions are conducted legally and securely.
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